If I should die before I wake - or at least before the game launches - will my pledge go to one of my kids? Not trying to be a smart ass. I am 56, have high blood pressure, diabetes, liver disease, and a few other things. Covid almost killed me in November. I pledged a LONG time ago and was just wondering if it will go to one of my kids if I kick off.
Good question - I am almost 20 years older though perhaps in better health.
The general answer in most or all of the U.S. is that the promise to provide certain pledge benefits would be a general asset of your estate and would go as directed by your will. If none - usually to children if there is no spouse.
By edit - note that this is a legal answer and reflects what the courts would likely say in the almost inconceivable event anyone wished to dispute the matter in court. As a practical matter all that really matters is what VR would do (see below).